Upland & Ontario, CA Real Estate Agent + Mortgage Broker — One Roof. Zero Runaround

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 Most buyers and sellers use two separate professionals — a real estate agent and a loan officer — and spend weeks chasing communication between them. I hold both licenses. One call. One expert. One streamlined transaction.

With 25+ years of experience as a licensed Real Estate Broker and Mortgage Broker in the Inland Empire, I help buyers find the right home and the right loan at the same time — and I help sellers price strategically and close cleanly.

Sell for Top Dollar in Upland, Rancho Cucamonga & Ontario

You get expert pricing strategy backed by live CRMLS data, professional marketing, and a broker who also handles buyer financing — which means I can immediately identify your most qualified offers.

Rancho Cucamonga median home price: $805,000 (Mar 2025, IVAR/CRMLS). Upland median: $774,000. Ontario median: $675,695. I know these numbers because I live and work in this market every day.

Buy a Home in the Inland Empire With Your Agent AND Lender at the Table

VA Loans Done Right — By an Agent Who Understands the Whole Deal

I'm John Abril — a dual-licensed Real Estate Broker and Mortgage Broker serving the Inland Empire for 25+ years.

Most real estate agents will hand you off to a loan officer you've never met. Most loan officers will tell you to "find an agent" after you're pre-approved. I eliminated that gap entirely.

I hold both my California Real Estate Broker license (DRE #01060119) and my Mortgage Loan Originator license (NMLS #280222) — which means when you work with me, you get one expert who controls both sides of the transaction. That's not common. In fact, no other agent or loan officer in Upland, Rancho Cucamonga, or Ontario offers both under the same roof the way I do.

What that means for you, practically:

• Your agent and your lender talk instantly — because they're the same person
• You know what you can afford before you fall in love with a house
• Your offers are structured to win based on real financing strategy, not guesswork
• Your closing timeline is tighter because there's no communication lag between two different companies

I specialize in residential real estate and home loans throughout the Inland Empire — primarily Upland, Rancho Cucamonga, Ontario, Chino Hills, and San Dimas. I'm a Broker Associate at eXp Realty and MAD Realty, and I operate my mortgage business through BirdEye Loans, Inc. and Real Estate and Lending, Simplified™.

Whether you're buying your first home, selling and relocating, a veteran using your VA benefits, or an investor looking at income property — I handle the entire transaction from first conversation to recorded deed.

Licenses & Credentials:

• CA DRE Broker License #01060119
• NMLS Mortgage Loan Originator #280222
• Broker Associate — eXp Realty of Greater LA (DRE #02188471)
• Broker Associate — MAD Realty
• BirdEye Loans, Inc. | Co. NMLS #1846010 | CA DRE #01527337
• Real Estate and Lending, Simplified | CA DRE #02439951 | Co. NMLS #2827760

Real Estate and Lending, Simplified.™